Unlock Your Home's Value for Your Retirement
Access up to 55% of your home equity in tax-free cash, with no monthly payments required. Stay in your home and enjoy your retirement.
Unlock Your Home's Value for Your Retirement
Access up to 55% of your home equity in tax-free cash, with no monthly payments required. Stay in your home and enjoy your retirement.
Speak to an Expert
Get a free, no-obligation consultation. We'll contact you shortly.
What Is a Reverse Mortgage?
A loan secured by your home equity that allows Canadian homeowners aged 55 and older to access up to 55% of their home's value in cash.
How does it work?
Unlike a traditional mortgage, a reverse mortgage allows you to receive money without ever making a payment.
Traditional
You
Bank
- Mandatory monthly payments
- Financial stress to repay loan
- Must qualify for the loan
- Risk of default
Reverse
You
Bank
- No monthly payments
- The bank pays you!
- Automatically qualify
- Always maintain ownership
Up to 55% of value
The process in 4 simple steps
We evaluate your eligibility based on your age (55+), property value, and location.
An advisor explains all options and answers your questions. You receive a personalized estimate.
Your application is submitted to our banking partners. Fast process with response in a few days.
Funds are deposited directly into your account. Lump sum or installments, it's your choice.
When to repay?
The loan becomes due only in these situations:
You sell or transfer the property
You move to a long-term care facility
Upon the death of the last borrower
Why Choose a Reverse Mortgage?
Discover the advantages that make reverse mortgages a preferred financial solution for thousands of retired Canadians.
Maximum accessible value
Minimum age required
Monthly payments
Have remaining equity
Eligibility Calculator
Find out how much you could get with a reverse mortgage. This estimate is free and no-obligation.
Your Estimated Eligibility
Enter your information and click "Calculate" to see your estimate.
How Will You Use Your Funds?
Discover how other homeowners have transformed their home's value into real opportunities.
Healthcare
"Thought you couldn't stay home anymore?"
Stay in your home safely
Pay for quality home care, adapted medical equipment, or modifications to age in place with full autonomy.
$15,000 - $50,000
Renovations
"Your home needs major repairs?"
Transform your home
Modernize your kitchen, repair your roof, replace windows, or adapt your home to your current needs.
$20,000 - $100,000
Income Supplement
"Inflation eating away at your purchasing power?"
Regain your financial peace of mind
Increase your monthly cash flow to maintain the lifestyle you deserve after decades of work.
$1,000 - $3,000/month
Unexpected Expenses
"Worried about a financial emergency?"
Face the unexpected stress-free
Whether it's an urgent repair, medical bills, or an unexpected situation, you have quick access to funds.
$10,000 - $75,000
Early Inheritance
"Would you like to help your loved ones now?"
See the impact of your generosity
Help your children with a down payment, pay for your grandchildren's education, or make a significant donation.
$25,000 - $150,000
Dream Vacations
"Have you put off your travel dreams?"
Now is the time to go
That cruise to Europe, that trip to Japan, that visit to relatives abroad... Your dreams are finally within reach.
$5,000 - $30,000
Vacation Property
"That lakeside cottage calling your name?"
Treat yourself to this well-deserved retreat
Buy that vacation property you've dreamed of for years. An investment in your quality of life.
$50,000 - $200,000
Debt Consolidation
"Monthly payments suffocating you?"
Eliminate your debts and breathe
Pay off your high-interest credit cards, consolidate your loans, and free yourself from payment stress.
$15,000 - $100,000
Your money. Your choices. No restrictions.
No matter how you want to use your funds, we're here to help you.
Contact Us
Ready to learn more about reverse mortgages? Our team of experts is here to answer your questions and guide you through the process.
Mark A. Barbieri
Licensed Mortgage Broker
Mark A. Barbieri
Licensed Mortgage Broker
Access Home Equity is led by Mark A. Barbieri, a seasoned Reverse-Mortgage expert dedicated to helping senior homeowners. With over 25 years of experience, gained working at both Canada's largest bank & within the mortgage brokerage sector, Mark and his team offer a profound expertise and a client-first approach at every step of the process.
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